Build a Monthly Family Budget
Use this worksheet to estimate what your household receives and spends during a typical month. Work from actual statements and receipts whenever possible.
Expense Categories
- Groceries
- Automobile
- Housing
- Utilities
- Giving to the Lord’s work
- Education
- Gifts
- Entertainment
- Clothing
- Medical and dental
- Debt reduction
- Savings
- Miscellaneous
Calculate the Total
- Enter the monthly amount for every applicable category.
- Add the categories to find your total monthly expenses.
- Compare total expenses with total income and prayerfully identify any needed changes.