Monthly Income
Gross Monthly Income
$__________________
| Income Source | Estimated Monthly Amount |
|---|---|
| Salary | $__________________ |
| Interest | $__________________ |
| Dividends | $__________________ |
| Other Income | $__________________ |
Less
| Deduction | Estimated Monthly Amount |
|---|---|
| 1. Tithe/Giving | $__________________ |
| 2. Taxes (Federal / State / Fica) | $__________________ |
Net Spendable Income: $__________________
Monthly Living Expenses
3. Housing
Housing Total: $__________________
| Housing Expense | Estimated Monthly Amount |
|---|---|
| Mortgage/Rent | $__________________ |
| Insurance | $__________________ |
| Property taxes | $__________________ |
| Cable TV | $__________________ |
| Electricity | $__________________ |
| Gas | $__________________ |
| Water | $__________________ |
| Sanitation | $__________________ |
| Telephone | $__________________ |
| Maintenance | $__________________ |
| Internet service | $__________________ |
| Other | $__________________ |
4. Food
Food Total: $__________________
5. Transportation
Transportation Total: $__________________
| Transportation Expense | Estimated Monthly Amount |
|---|---|
| Payments | $__________________ |
| Gas & Oil | $__________________ |
| Insurance | $__________________ |
| License/Taxes | $__________________ |
| Maintenance | $__________________ |
| Replacement | $__________________ |
| Other | $__________________ |
6. Insurance
Insurance Total: $__________________
| Insurance Expense | Estimated Monthly Amount |
|---|---|
| Insurance | $__________________ |
| Life | $__________________ |
| Health/Dental | $__________________ |
| Disability | $__________________ |
| Other | $__________________ |
7. Debts
Not including house or auto.
Debts Total: $__________________
8. Entertainment/Recreation
Entertainment/Recreation Total: $__________________
| Entertainment/Recreation Expense | Estimated Monthly Amount |
|---|---|
| Eating out | $__________________ |
| Babysitters | $__________________ |
| Activities/Trips | $__________________ |
| Vacation | $__________________ |
| Pets | $__________________ |
| Other | $__________________ |
9. Clothing
Clothing Total: $__________________
10. Savings
Savings Total: $__________________
11. Medical / Dental
Medical / Dental Total: $__________________
| Medical / Dental Expense | Estimated Monthly Amount |
|---|---|
| Doctor | $__________________ |
| Dentist | $__________________ |
| Prescriptions | $__________________ |
| Other | $__________________ |
12. Miscellaneous
Miscellaneous Total: $__________________
| Miscellaneous Expense | Estimated Monthly Amount |
|---|---|
| Toiletries/Cosmetics | $__________________ |
| Beauty/Barber | $__________________ |
| Laundry/Cleaners | $__________________ |
| Allowances | $__________________ |
| Subscriptions | $__________________ |
| Gifts | $__________________ |
| Other | $__________________ |
13. Investments
Investments Total: $__________________
14. School / Childcare
School / Childcare Total: $__________________
| School / Childcare Expense | Estimated Monthly Amount |
|---|---|
| Tuition | $__________________ |
| Materials | $__________________ |
| Transportation | $__________________ |
| Childcare | $__________________ |
Total Living Expenses: $__________________
How the Month Turns Out
| Calculation | Amount |
|---|---|
| Net Spendable Income | $__________________ |
| - Total Living Expenses | $__________________ |
| $__________________ |